C.22 Compliance - Forseeable Changes

June 9, 2018

Broker Tools - Foreseeable Changes

It is the role as a responsible lending broker to understand the clients current and future cashflow. this means you to discuss with your clients if they expect changes in their current situation.  This can include:




When you get audited, the auditor will want to see that you have discussed future and foreseeable changes that may affect the client's capacity to service. and the best place to document it is within VowNet.  


Premium Brokering Servicing Capacity

Please note that foreseeable future changes need to be taken into consideration for calculating our servicing capacity.




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